Real Wealth Radio (Money)

TITLE 19 AND LONG-TERM CARE INSURANCE - A change in Wisconsin law in January of this year relaxed the asset restrictions to qualify for Title 19. No longer do you have to impoverish yourself to qualify for medicaid! Jim and Tony discuss the new law and how it applies to long-term care insurance planning, as well as what expenses and how much Title 19 and long-term care insurance can be expected to cover.

TIMELESS STRATEGIES FOR STAYING THE COURSE IN THE STOCK MARKET: Volatile times can provide exceptional opportunities for people committed to their long-term investment plans. You may wonder why you're investing in this risky stock market in the first place, but what about the risks of not investing? Throughout history, stocks have been the best investment to out-distance the rising cost-of-living. Jim and Tony discuss seven timeless strategies for staying the course in the stock market.

THE 2008 1040 STORY FOR 2009: Jim and Tony go through some items on the 2008 1040 Form line by line, and show you how to reduce your taxes for this year and for next year. Some of the topics discussed are: exemptions, taxable interest, qualified vs. ordinary dividends, unnecessary taxes on your Social Security income, capital gains and losses, immediate annuities and IRA deductions.

THE 2009 TAX LAW - 12 THINGS YOU SHOULD KNOW: It's not too early to start planning for tax year 2009. There are a host of little adjustments to the law that have been made. Jim and Tony discuss some of the most noteable changes, such as: retirement or IRA accounts and their contribution limits, estate tax exemptions, gifting through 529 Plans to children and grandchildren and allowable mileage deductions.

TITLE 19 AND LONG TERM CARE INSURANCE: A new program was passed in Wisconsin January 1st which allows people to keep more of their assets and qualify for Title 19, while still receiving long-term care. In the past, changes in the law had made it more difficult to protect your assets and qualify for Medicaid. Jim and Tony discuss the new program, which is a significant change; allowing you to qualify for Medicaid and not impoverish yourself.

RETIREMENT INCOME PLANNING: Most advisors focus on how to invest and save for the long-term. Very little attention is given, however, on the best way to draw out your money once you retire. How can you set up your investments now, before you retire, to give you the best withdrawal strategy in retirement? Jim and Tony interview Brian Kunkel, a Retirement Solutions Consultant for Plan-co, a Hartford Life Company. Mr. Kunkel is also an attoney, has his securities licenses and has the...

AGING AND RETIREMENT PLANNING: Jim and Tony interview Gerontologist Kelly Ferrin, an aging expert who consults the financial industry on the effect of longevity on retirement planning. Ms. Ferrin is the author of the book, "What's Age Got To Do With It." She's also a motivational speaker and has conducted pre-retirement programs for cooporate clients. Ms. Ferrin had studied aging and retirement issues for over 20 years and earned her Gerontology degree from the University of Southern...

THE 16 PRINCIPLES OF ENDURING INVESTMENT SUCCESS - Jim and Tony of Real Wealth Radio borrow heavily from the investment tenets developed by Sir John Templeton of the Franklin Templeton Funds. Sir Templeton has over 52 years experience in investment counseling, and his investment principles have guided the analysts of the Franklin Templeton Mutual Fund Group since 1992.

REVIEWING YOUR INSURANCE: When was the last time you reviewed your auto or business insurance? What important coverages could you be missing? Get the facts and strategies as Jim and Tony talk to Gretchen Evans, a 25-year veteran of counseling clients in proper auto, homeowners' and business insurance.

THE EMOTIONS OF RETIREMENT

16 ENDURING PRINCIPLES OF INVESTMENT SUCCESS (Sir John Templeton)